5305 Girard St, McKinney, TX 75071

$449,000
3
BD
2
BA
1,850
SqFt

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List Price
$449,000
MLS#
21247448
Status
ACTIVE
Type
Single Family Residential
Subtype
Residential
Style
Traditional, Detached
Year Built
2022
Construction Status
Preowned
Bedrooms
3
Full Baths
2
Acres
0.14
Living Area
1,850
County
Collin
City
McKinney
Subdivision
Willow Wood Ph 7
Number of Stories
1
Architecture Style
Traditional, Detached

Property Description

Headline: Assumable 5.19% FHA rate, huge savings versus today's near 7% rates. Bright, calm, smart, move-in ready home in the sought after Willow Wood community. Body: Welcome to 5305 Girard Street in McKinney. This stunning 2023-built Bloomfield Homes property offers 3 bedrooms, 2 bathrooms, and 1,860 square feet of thoughtfully designed one-story living. But here's what sets it apart in today's market: qualified buyers can assume the seller's existing FHA loan at just 5.19%, a rate that could save you hundreds per month compared to current financing. Inside, you'll find a dedicated office with French doors and soundproofing, a smart home system controlling the door, thermostat, garage, and sprinklers from your phone, and a private primary suite tucked at the back for maximum privacy. Energy efficient windows, newer HVAC, and major components built in 2023 mean lower maintenance and real peace of mind. Step outside to two covered patios perfect for entertaining, all on a lot with no direct rear neighbor for extra privacy and natural light. You're minutes from a 4-mile walking and hiking trail, a nearby park, and an elementary school just 2 blocks away, plus quick access to HEB, US-75, and downtown McKinney. This is a rare opportunity to lock in a below-market rate on a like-new home in one of McKinney's most desirable communities.

Additional Information

Unexempt Taxes
$8,254
HOA Fees
$167
HOA Freq
Quarterly
Lot Size
6,011
Acres
0.14
Lot Description
Landscaped, Sprinkler System-Yard
Interior Features
High Speed Internet
Flooring
Carpet, Tile, Vinyl
Foundation
Slab
Roof
Composition
Stories
1
Pool Features
None, Community
Exterior
Rain Gutters
Garage Spaces
2
Parking Garage
Garage, Garage Door Opener
School District
Melissa Isd
Elementary School
Willow Wood
Middle School
Melissa
High School
Melissa
Possession
Negotiable
Community Features
Park, Pool, Community Mailbox, Curbs, Sidewalks

Mortgage Calculator

Amount of Loan
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Term of Loan
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Please consult a financial professional.
Calculator source: Real Geeks

Listing courtesy of Jack McLemore from Listing Results, LLC. Contact: 817-283-5134

Listing provided by North Texas Real Estate Information Systems (NTREIS). Listing data has been deemed reliable but is not guaranteed to be accurate by the MLS.

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